Payments infrastructure
built for global scale.
Accept payments, send payouts, manage subscriptions. One API, one dashboard, every channel — across markets, currencies and methods.
- PCI DSS 4.0 aligned
- Sanctions screening (OFAC/UN/EU)
- AES-256 GCM at rest
- Audit-grade ledger
What it does
Every payment surface, one platform.
Acceptance
Cards, digital wallets, bank transfers and instant payments — under a single integration.
- Tokenized cards
- 3-D Secure 2 / SCA
- Apple Pay & Google Pay
- Local rails
Payouts
Disburse to bank accounts, cards and wallets. Sanctions-checked, idempotent, traceable.
- Multi-rail routing
- Batch & instant
- OFAC screening
- Webhook on settle
Subscriptions
Recurring billing with smart retries, dunning and pro-rated upgrades.
- Flexible plans
- Smart retries
- Customer portal
- Tax handling
Reconciliation
Real-time double-entry ledger with automated matching and statement exports.
- Double-entry
- Auto-match
- Bank statement import
- CSV / API export
For developers
Five lines from sandbox to first charge.
Predictable REST API, idempotency keys, signed webhooks, real-time events over SSE. Official SDKs in eight languages.
- Versioned API with backwards compatibility
- Idempotency on every mutating endpoint
- Signed webhooks with auto-retry & DLQ
- SDKs: JS, Python, Go, Java, Ruby, PHP, .NET, Flutter
curl https://api.balancedpay.pro/api/v1/public/payments \
-H "Authorization: Bearer sk_live_..." \
-H "Idempotency-Key: 9f3c7..." \
-d '{
"amount": 12000,
"currency": "USD",
"method": "card",
"order_id": "ord_42",
"return_url": "https://shop.example.com/done"
}'Security & compliance
Built to pass an audit, on day one.
PCI DSS 4.0
No raw PAN/CVV stored. Tokenised flow, scoped API keys, IP allow-lists.
AML & sanctions
OFAC, UN and EU sanction lists checked on every payout. Built-in KYB document review.
Encryption
AES-256-GCM AEAD at rest per record. TLS 1.3 in transit. KMS-friendly key wrapping.
Audit & retention
Append-only audit log of every admin action. Configurable retention windows for compliance.
Built for scale
Engineered to disappear into your stack.
Start in a sandbox. Ship to production when you’re ready.
Create an account, generate test keys, and integrate the API in an afternoon. No contract needed to start building.
What you get
- Sandbox & live API keys
- Merchant dashboard with role-based access
- Real-time webhooks & SSE event stream
- Test cards & mock payment scenarios
- White-glove onboarding when you go live